Loan & portfolio review
We give lenders, investors and boards an independent view of credit quality, documentation and compliance across a loan or portfolio, before problems surface on their own.
When clients ask for it
- Periodic independent loan review for banks and private lenders
- Pre-acquisition review of a loan portfolio
- Checking underwriting discipline after rapid growth
- Assessing compliance of lending processes with policy and regulation
What we check
- Risk rating accuracy and consistency
- Borrower and guarantor verification
- Collateral documentation and valuation support
- Loan file completeness and covenant tracking
- Concentration and portfolio-level risk
- Lending policy and regulatory compliance
What you receive
Loan-by-loan results
Rating agreements, downgrades and documentation exceptions.
Portfolio summary
Trends, concentrations and themes across the reviewed population.
Process recommendations
Practical improvements to underwriting and monitoring.
The question it answers
Are these loans graded correctly, and are the files complete enough to rely on?
Standards we reference
Interagency Guidance on Credit Risk ReviewBSA/AML customer due diligence expectationsYour internal credit policy
Ready to start? Tell us about the subject.
Share the name, the jurisdictions involved and the decision in front of you. We’ll come back with a proposed scope, timeline and fee.
Call+1 954 372 0334
Email[email protected]